many people talk about this dilemma ... and i spent hours reading etc... prior to buy a 3rd filter
1.get a filter with easy access to clean the cartridges
2. enough power to suck in the dirt...'5x rule'
does not matter if the filter is way too powerful because your turtle needs to swim anyways... so its good exercise for it. [if money can buy]
Marineland penguins200 or anything higher than that ... i was amazed at the quality of the water, how clean it was, and how much dirt i was able to retain in the filter... amazing..+ its super easy to keep it clean.... and does not need much work. the cartridges can be reused if you clean them every other week...
if the filter is inside the tank.. it is a messy job to clean it and etc... plus the fluvals sponges are not thaaaat great
what happens is that the dirty gets dissolved in the canister while it is filtering and...uff... i had my bad experiences w/ submersible filters...
http://www.marineland.com/sites/Marinel ... 6&mid=3226i hope this helps you...